INSURANCE INFORMATION FOR BSA VOLUNTEERS

Accident & Sickness Claim Fom


Listed below are brief outlines of insurance coverage provided by or through the Blue Mountain Council:

Comprehensive General Liability Insurance

Volunteers should not be placed in a position where their assets are jeopardized because of a liability claim or lawsuit. This coverage provides primary general liability coverage for registered volunteer Scouters with respect to claims arising out of an official Scouting activity with the exception that the coverage is excess over any insurance which may be available to the volunteer for loss arising from the ownership, maintenance, or use of a motor vehicle or watercraft. This insurance is only available while the vehicle or watercraft is in the actual use of a Scouting unit and being used for a Scouting purpose.  

There is no coverage for those who commit intentional or criminal acts.

Automobile Liability Insurance

All vehicles MUST be covered by a liability insurance policy. The amount of this coverage must meet or exceed the insurance requirement of the state in which the vehicle is licensed. (It is recommended, however, that coverage limits are at least $100,000 combined single limit.)

Any vehicle carrying 10 or more passengers is required to have limits of $500,000 single limit.

In the case of rented vehicles the requirement of coverage limits can be met by combining the limits of personal coverage carried by the driver with coverage carried by the owner of the rented vehicle.

All vehicles used in travel outside the United States must carry a liability insurance policy that complies with or exceeds the requirements of that country.

The council's automobile liability insurance is excess of the insurance the owner of the auto carries, providing insurance protection above the limits carried on the auto.

A Local Tour Permit is required when units travel overnight or outside their district. National Tour Permits are required for all trips of more than 500 miles or more one way and all tours outside the United States of America. These permits should list the drivers' names and limits of automobile liability insurance carried.

Leaders should file local tour permits two weeks before the activity and national tour permits one month before the activity.

Council Accident and Sickness Insurance Plan

Accident and sickness insurance is provided for units chartered to the Church of Jesus Christ of Latter-day Saints (LDS) by the church through Deseret Mutual. Leaders should contact their ward or stake clerk for information.

In the case of units not chartered to the LDS church, accident and sickness insurance has been purchased by the council for Cub Scouts, Boy Scouts, Venturers, LFL participants and adult volunteer leaders registered in the Blue Mountain Council, and covers them for accidents and sickness while participating in any official Scouting activity. Additional information on coverage, limits, etc., may be obtained by contacting the council service center.